Professional background

Three years of real audit practice

Not simulated. Not theoretical. Live clients, live risk, live scrutiny.

3
Years experience
ACA
ICAI qualified
SBI
Banking audit
Jan 2023
Jan 2026

Audit & Accounts Associate

Vijay Mukesh & Co. · Full-service CA firm · Delhi, India

Full-service CA firm — end-to-end audit, accounts, and tax across SMEs, manufacturing, financial services, and non-profits.

RetailTextile ManufacturingFreightFinancial Services (Banking)Non-profit
Audit & Assurance
2023–26

Statutory Audit — 15+ Clients

Across 5 sectors · Turnover up to £16m

Led risk-based audits across 15+ clients. Challenged assumptions rather than rolling forward prior-year files — identified where risks had shifted and tailored the programme accordingly. Tested assertions with precision: valuation and existence of receivables, completeness and cut-off of payables, accuracy of reconciliations. Managed external confirmations end-to-end; escalated inconsistencies and applied alternative procedures where needed.

ISAs 240 · 300 · 315 · 330 · 700Risk-based AuditSubstantive TestingYear-end Procedures
2024

Long Form Audit Report — State Bank of India

Banking · Regulated Financial Services · Dept. of Trade & Taxes

Prepared full Long Form Audit Reports (LFAR) for State Bank of India and was part of the GST special audit team for SBI and Karnataka Bank — navigating large-volume transaction testing and compliance reporting under close government scrutiny.

LFARBanking AuditGovernment ScrutinyHigh-volume Testing
Financial Reporting
2023–26

IFRS & Local GAAP Financial Statements

Multiple clients across sectors

Prepared financial statements under IFRS and local GAAP: cash flow statements (IAS 7), inventory (IAS 2), fixed asset registers, AR/AP ageing schedules, journals, and reconciliations. Built an Excel depreciation calculator (VLOOKUP-driven) that reduced hours of manual work per client to minutes — adopted as team standard.

IFRS · Ind ASIAS 7 · IAS 2ReconciliationsExcel Automation
Tax & Compliance
2023–26

GST Compliance & Special Audits — 7+ Assignments

Government-allotted · Onsite entity verification · GST = UK VAT equivalent

Managed 7+ GST compliance and special audit assignments including government-allotted audits and onsite entity verification. Caught an incorrect residential status classification on a cross-border engagement — escalated, reworked the filing, and built a pre-work checklist to prevent recurrence. Drafted a time-sensitive tax litigation notice reply when the specialist team was unavailable — researched case law, delivered on time, acknowledged by the manager.

GST / VAT EquivalentTax ComplianceCross-border TaxTax Litigation
Education & Qualifications
2025

ACA Equivalent | Chartered Accountant — ICAI

Institute of Chartered Accountants of India

Same core competencies as UK ACA: audit & assurance, financial reporting, taxation, corporate law, and strategic financial management. Eligible for fast-track ACA under ICAI–ICAEW mutual recognition.

2022

UK 2:1 Equivalent | First Division — B.Com (Hons)

University of Delhi, India

First Division in the Indian university system = UK 2:1 degree classification.

A-Levels

Economics A* · Mathematics A* · Accountancy A* · Business Studies A* · English A

St. Joseph's Academy, Delhi · UCAS Tariff (top 3): 168 points

Indian equivalent: Class XII, CBSE. Scores: Economics 99% · Mathematics 95% · Accountancy 95% · Business Studies 95% · English 85%.

Continuing Development
Xero UK & UK VAT: completed to build working knowledge of UK-specific tools and tax frameworks.
IFRS 15 & IFRS 18 (Deloitte): studied ahead of live filing changes to ensure financial reporting knowledge stays technically current.
Data Analytics in Audit (Forage): developed to sharpen anomaly identification and risk-area sampling.
Accountex London & ICAEW Global Summit: attended both to understand how the UK profession thinks and what it prioritises.
Workshop, Small Business Research & Enterprise Centre, London.
Technical Skills
Audit & Accounts: SAP · Tally Prime · Tally ERP 9 · Xero (UK) · MS Excel (Advanced) · MS Word · MS PowerPoint
Standards: IFRS · ISAs (240, 300, 315, 330, 700) · UK GAAP · Companies Act
Sectors: Retail · Textile Manufacturing · Freight · Financial Services (Banking) · Non-profit
Technical depth
Statutory Audit
IFRS Reporting
GST / VAT
Internal Controls
Data Analytics
UK GAAP / FRS 102
Xero
Certifications
IFRS 18 & 15Deloitte · International Standards
Data Analytics in AuditForage · Deloitte Programme
Xero UK CertifiedCloud Accounting
UK VATIndirect Tax Compliance
IT TrainingICAI Certified